Payment Policy

1.Accepted Payment Methods

We accept Visa, Mastercard, American Express, Diners Club, Discover, Apple Pay and Google Pay. The payment options available to you may vary by device, browser, billing location, and the payment services enabled at checkout.

2.Currency, Taxes, and Shipping Charges

All prices and transactions are shown in U.S. dollars (USD). Applicable sales tax is calculated based on the order and delivery address and is displayed before you submit payment. Standard shipping is free for eligible U.S. addresses. We do not add undisclosed handling charges; every amount payable will be shown at checkout before the order is placed.

3.Authorization and Order Review

When you submit an order, your payment provider may authorize or charge the selected payment method. A completed payment does not by itself guarantee acceptance of an order. We may review an order for inventory availability, address accuracy, payment authorization, suspected fraud, or compliance with purchase limits. If we cannot accept an order after payment has been captured, we will cancel the affected item or order and issue a refund to the original payment method.

4.Payment Security

Checkout and payment processing are provided through Shopify and the payment providers displayed at checkout. Payment card information is transmitted and handled by those providers under their security and compliance programs. gearysales.com does not ask customers to send full card numbers, security codes, or wallet credentials by email.

5.Declined or Failed Payments

A payment can be declined because of insufficient funds, an expired card, an incorrect billing address, a security check, a bank restriction, or another decision by the issuer or wallet provider. Please verify the

information entered or contact the payment provider. We cannot override an issuer's decision and are not responsible for fees charged by your bank or payment provider.

6.Pricing Errors and Duplicate Charges

We try to keep prices accurate. If an obvious pricing or calculation error affects an order, we may contact you for approval of the corrected price or cancel and refund the affected item. If you believe you were charged twice or charged an incorrect amount, email support@gearysales.com with the order number and a description of the issue. Do not send full payment credentials.

7.Refunds

Approved refunds are returned to the original payment method. After we issue a refund, the bank or wallet provider may need additional time to post it. Eligibility and timing are explained in our Return and Refund Policy.